TAL (formerly Tower) as a consequence of its prior acquisitions of a range of insurers and wealth managers has a suite of older-style superannuation funds that are no longer offered …
Why is choosing the best super fund important? Superannuation is on average the second biggest asset a family has! The longer you don’t think about superannuation, the longer you will have a poor retirement! Fix it now and read things to consider when comparing superannuation from fees, features, investments and insurance.
The recently introduced Low Income Superannuation Contribution (LISC) is effectively a refund of contribution tax payable for individuals earning under $37,000. How does it work and how can you receive your refund?
The government has proposed a range of superannuation changes for 2013 that may impact superannuation accounts and retirement accounts of investors.
Recent changes to superannuation regulations now require SMSF trustees to consider the life insurance requirements of its members as part of the SMSF investment strategy. This may require the trustees to purchase insurance policies for it’s members.
Starting a SMSF – Should I set up a SMSF?
Income Protection can be held in Superannuation and is sometime known as Salary Continuance. Income Protection policies inside superannuation vary significantly and superannuation can impact what benefits can be paid. Is holding Income Protection in Superannuation a good idea?
Working out how much is needed to retire can sometimes be difficult as retirement may be many years away. Planning for retirement early can make achieve goals easier. There are a number of tools that can assist working out how much may be needed in retirement including the AFSA Retirement Standard.
The answer is yes, but restrictions apply. There are a number of traps that SMSF’s can fall into if collectables in an SMSF are not handled properly. The use of a SMSF to purchase collectables has always attracted more scrutiny from regulators. We discuss how it can be done!
The Federal Government for the 2012/2013 financial year proposed some substantial changes to the ‘Government Co-Contribution’ scheme with effect from the 1st July 2012. The Government Co-Contribution for 2013 has been …